Which of the following is typically covered under personal property in a homeowners policy?

In a homeowners policy, personal property coverage is designed to protect the insured's possessions. This typically includes items that are movable and used for personal purposes, such as furniture, clothing, electronics, and personal belongings stored on the premises. These items fall under the category of personal property because they are not permanently attached to the home and encompass the everyday items that individuals own and utilize.

The other options do not align with the typical coverage definitions in homeowners insurance. Real estate investments are considered real property and are not covered under personal property. Automobiles and boats are usually covered under separate policies like auto insurance or marine coverage, not a homeowner’s policy. Business equipment and machinery do not qualify for personal property coverage, as homeowners insurance is not intended to cover items used for business purposes. Therefore, the answer accurately reflects what is included in personal property coverage under a homeowners policy.