Which of the following describes a situation where no deductible loss can be claimed?

The situation described where no deductible loss can be claimed is accurately represented by the scenario of fully destroyed property that is insured. In this case, the insured individual would typically receive coverage for the total value of their property lost, free from the burden of a deductible. This means that the full amount for the loss would be covered directly by the insurance policy, thereby negating any deductible that might typically apply in other situations.

A deductible is the portion of a claim that the insured is responsible for before insurance coverage kicks in. In cases of partial damage, claims are usually subject to deductibles, where the policyholder must pay a certain amount out-of-pocket before the insurance covers the remainder. Thus, the context of fully destroyed property covered by insurance highlights that the insured receives full compensation without a deductible impacting the payout.

While losses below the deductible amount and situations with no insurance would certainly lead to no deductible loss claims, these scenarios reflect different contexts outside of full destruction of an insured property, further clarifying why the situation where property is fully destroyed and insured is the correct choice.