Are animals and birds covered under typical farm policies?

Under typical farm policies, animals and birds are not covered as a standard provision. These policies often include various types of property and liability coverage specific to farming activities, but livestock and poultry can be treated differently.

In many cases, coverage for animals and birds may require specific endorsements or separate policies to ensure they are adequately protected against loss or damage. Farm policies primarily address the structures, equipment, and crops rather than the animals themselves, unless animals are specifically mentioned in the policy details or are included as part of specialized coverage.

While the previous options suggest varying degrees of coverage, the key aspect is understanding that animals and birds typically do not fall under the general terms of farm insurance arrangements unless explicitly covered by the policy.