A stock insurance company typically primarily serves which group?

A stock insurance company primarily serves shareholders. This type of insurance company is organized as a corporation and has the primary objective of generating profits for its shareholders. Shareholders invest in the company and expect to receive dividends from its profits. In operating, stock insurance companies offer various insurance products, but the ultimate goal is to maximize financial returns for those who own shares in the company.

While policyholders are the customers who purchase insurance and individuals may be encompassed within that group, the fundamental relationship of a stock insurance company is geared more towards the interests of its shareholders. Investors may consider both shareholders and policyholders, but in the context of stock companies, the focus remains on the shareholders who have a direct stake in the company's financial performance.